Best Home Insurance Company Review Comments 2013

USAA insurance is the Best Home insurance Company in 2013, USAA Insurance has received the most positive comments from its competitors.

• No insurer better than USAA.


• USAA knows the unique needs of military members and that specialty knowledge can come in very handy when it comes to home/renters insurance.


• New to this company. The internet site is very good and easy to use. Business is conducted over the internet.


• Responsive.


• Great customer service, great prices, and reliable.


• They are unbeatable.


• Convenient.


• They answer my questions thourougly.


• They have good customer service.


• They take the time to explain how it works and they even are able to bundle for you.


• Exceptional insurance brand.


• Good company.


• They help you out with everything.


• Friendly service.


• I've used USAA to insure my home since buying my first home.


• They are easy to do business with and have great pricing.


• Cheapest home insurance around and they always treat you with respect.


• Great company with great options and no fees that are unreasonable.


• Great policies.


• Very cost efficient with great service.


• The customer service is fantastic, but you have to make sure you qualify (US military/veteran or immediate family).

Reason for buying from USAA

Customers of USAA originally decided to purchase from the company for these reasons:

• 0% Saw a commercial


• 35% The insurer's reputation. 


• 15% Ther insurer offered the best price


• 18% The insurer was recommended by a friend


• 15% Was the company their parents had.


• 16% Other reason.

The following is a Brief Profile of USAA Insurance Company :

USAA began as the United States Army Automobile Association in 1922 when 25 U.S. Army officers joined together to insure one another’s automobiles. They took the step because no one else would offer them insurance. They elected William Garrison their first president and hired Harold Dunton as general manager -- their first employee.

Two years later the name was changed to United Service Automobile Association to reflect its opening membership to officers of all military services.

In 1934, Stuart Gwyn becomes the first woman on USAA's management team.
By 1936, 14 years after its founding, 60 percent of all eligible U.S. military officers were members.
In the 1950s, USAA began writing policies in Europe, which allowed its membership to grow rapidly.
In 1995, the board of directors voted to extend eligibility to enlisted servicemen and women.
In 2008, eligibility requirements were expanded yet again to include military retirees and widows or widowers of military personnel killed in action. Their spouses and children also were made eligible.
Military members and veterans who have been honorably discharged can pass down their membership to the next generation.

USAA is headquartered in San Antonio, Texas. When company headquarters opened in 1976, it featured its first fitness center for employees and a company store.
USAA is a pioneer in the concept of direct marketing. Most of its business is conducted over the telephone or Internet using employees instead of agents.
It is licensed to sell automobile insurance in all states, Washington, D.C., Guam, Puerto Rico and the U.S. Virgin Islands.

USAA offers safe-driver and good student discounts as well as an accident forgiveness program for good drivers. Discounts and programs vary by location.
In addition to personal automobiles, USAA offers coverage for aviation vehicles, boats/jet skis, motorcycles and scooters, motor homes, collector vehicles and antique automobiles, business and commercial cars, and for automobile use as a Mexico tourist and along U.S. borders. It also offers other insurance products.

Ref : http://www.insure.com/companies/usaa-homeowners-insurance.html