Top 10 Best Insurance Quote Service (2013)

What to Looking For Insurance Quote Website ?
There are many services from which to choose, but finding the one that best fits your needs can be a challenge. We picked the most reputable online insurance quotes services available and rated them based on the following criteria:

Types of Insurance Quotes

The most comprehensive services offer many coverage options and have access to thousands of agencies. Some services offer only basic policies such as auto or home insurance, whereas others have access to special coverage like professional liability or medical malpractice.

Ease of Use

These sites should be easy to navigate from the start, and the quote request form should take only a few minutes to fill out.

Number & Type of Quotes

The more auto, home and health insurance quotes you receive, the more choices you'll have regarding policy options and pricing. A good service will offer up to four or five quotes as well as alternative links to agencies that may be able to help if you have a special need. It also helps if the quotes present different policies and plans so you can study them and see what will work best for you.

Help & Support Options

Insurance quote websites should offer a variety of contact methods for customer support including telephone, email, mail or instant message. Online support may range from help menus to FAQs pages to glossaries.

To find the insurance rates service that will work best for your insurance needs, whether you are looking for car insurance quotes or any other type of insurance, read our reviews and check out these firms. You may be happily surprised at how easily and smoothly the necessary, but often tedious, task of buying insurance can be.

The Following are Top 10 Best Insurance Quote Service Comparisons and Reviews (2013)

Table of Top 10 Best Insurance Quote Service (2013)
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1. NETQUOTE

NetQuote offers many different types of insurance that you can check for quotes and then begin your own comparisons. Among other things, NetQuote can find quotes for you for such things as homeowners, renters, health, group health and auto.

The company has been in business since 1989. Since that time, it has been offering consumers a fast and no-cost method of shopping for affordable health insurance and other policies from the comfort of their own homes. With such an established business history, NetQuote officials clearly understand the market and their customers.

Ease of Use:
It is easy to apply for a quote with NetQuote. You just enter your zip code and choose the type of insurance you are looking for, and then a quote wizard pops open. The wizard asks you a series of basic questions and then submits your information to a variety of insurance agents closest to your zip code. You receive emailed insurance plans within seconds, and most of the quoting companies will allow you to apply for insurance online. If you want more information, you can request that the insurance agents contact you by email, fax or telephone regarding your request for insurance information.The process is quite fast and straightforward. Our request for a quote regarding health insurance elicited responses from several health insurance firms within just a couple of minutes.

NetQuote secures your private information using a VeriSign SSL certificate. Any information is encrypted before it is sent, so you and your highly personal information are protected from prying eyes.

Quotes Supplied:
NetQuote's goal is to supply each consumer with at least four competitive quotes. Since the requests are based on your geographical location, you may receive fewer quotes than that if there are a limited number of providers in your area. NetQuote supplies the quotes free of charge and you are not obligated to pay anything or sign up with any plan.

Insurance agents may contact you via email, telephone or fax depending on what information you supplied regarding your preferred method of contact. Some providers also allow you to apply for insurance online, as well.

Help & Support Options:
NetQuote offers an email address and toll-free phone number for any direct inquiries. Unfortunately, we never received a response back to our email inquiry. Most likely you will not need help because the request process is so simple and direct. However, if you do need any type of assistance, you might have to wait for quite a while since the only other contact for written questions is a mailing address.

However, NetQuote's website offers a FAQs section as well as links to several other pages that offer answers to questions you might have. This company has many other outstanding qualities, particularly its extensive network of participating companies and agents.

Summary:
With more than two decades in this business, NetQuote has spent years building working relationships with insurance companies and agents to try to bring you the best rates possible. The referral process is streamlined and efficient. In addition, NetQuote has expanded its coverage area recently and can therefore offer you a larger number of quotes.
Official Site : http://www.netquote.com

2. INSUREME

InsureMe is not an insurance agency in itself, but it can instantly get plenty of quotes from a number of agencies within your zip code area. InsureMe does not provide coverage program information for all types of insurance, but does assist you in getting data and connections to a healthy number of insurers for several insurance needs.
InsureMe offers free quotes for several insurance options, including auto, homeowners, renters, life, individual and family health. They also provide quite a few options for quote searches that a number of other services do not. Some of these include condominium, universal life, and whole life insurance. Unfortunately, InsureMe does not offer anything in the way of business insurance, such as professional liability and workers compensation.

Ease of Use:
After you complete the online application, InsureMe instantly attempts to match the information you provided with insurance providers in your geographical area. Your information is electronically sent to compatible agencies and they can work up their best quotes. You get information emailed to you literally within minutes. You also can arrange for agents to contact you with their rates or more complete information about insurance options.

Quotes Supplied:
InsureMe's service is geographically based. In other words, your quote request is distributed to its partners – agents who have signed up with InsureMe’s service – within a certain zip code area. The agents closest to your zip code will prepare a quote for you based on the information you have supplied. InsureMe aims to supply each consumer with at least five competitive quotes, free of charge with no obligations. Of course, the number of quotes the company is able to provide will depend on the number of agent-partners in your area.

Help & Support Options:
InsureMe provides a FAQs section on its website that answers basic questions. You also get a useful insurance glossary that defines commonly used terms.

With InsureMe, you get a toll–free telephone support number that you can call during regular business hours, Mountain Standard Time. You also get a fax number and a mailing address for traditional correspondence if you have any questions.

Unfortunately, InsureMe does not provide an email address if you have questions that need answers faster than snail mail can give you. We were disappointed that InsureMe lacks this feature, which has become essential in everyday business dealings.

Summary:
InsureMe's service, like most others, is only as good as the agents who have signed up to collaborate with InsureMe. The site is so easy to navigate that you can get around it quickly even if you are not particularly tech-minded. InsureMe falls short in the area of business insurance, such as professional liability and workers compensation.

However, InsureMe provides timely quotes that cover many types of insurance needs, including basics such as car insurance quotes. This company also goes out of its way to enlighten you about insurance and even encourages you to shop around until you find the right policy for your needs
Official Site : https://www.insureme.com

3. INSURANCE

Insurance.com is an insurance agency and they give quotes on all major types of insurance. Insurance.com offers quotes for auto, homeowners, renters, life and health coverage.

In addition, it provides quotes for other types of insurance (such travel insurance) as well as insurance coverage for such lesser known things as the contents of apartments and condominiums and courier insurance to cover people who are paid to deliver products, whether they work for a company or are self-employed. This insurance quote service also can provide you with quotes for pet insurance for dogs, cats, birds, exotic pets and other animals.

Ease of Use:
The quote process for Insurance.com is straightforward and direct. You choose the type of insurance you need, enter your zip code and then the application directs you to a quote request form that you can easily fill out. Once you complete the form, Insurance.com matches your information to companies with services that most closely meet your insurance needs, whether you are seeking car insurance quotes, information about health insurance or something else.

Insurance.com secures your private information using a VeriSign SSL Certificate. Information exchanged with any address beginning with https is encrypted using SSL before transmission, which adds a level of security to protect your personal information.

Quotes Supplied:
Even though Insurance.com is an insurance agency itself, the firm has entered into partnerships with such nationally recognizable companies as Travelers, Liberty Mutual, The Hartford, MetLife and others.

One thing that sets Insurance.com apart from other online insurance quote sites is that the quotes you receive are actually generated directly from an insurance company and not from an agent – the quotes are accurate rate quotes, not ballpark estimates. If you do not want to wait for an email or an agent to contact you, there always is the option to call yourself and request a quote over the phone.

Help & Support Options:
Insurance.com offers an easy-to- find Contact Us page where you will find a toll-free telephone number and an email address. There is also a FAQs section and other pages that offer you useful information regarding insurance.

We tried to contact Insurance.com by email, but did not receive a response. In this era of electronic communication, a timely email response is mandatory for good customer service.

Summary:
Insurance.com is an insurance agency that can get you a competitive quote directly from several of the largest insurance companies in the country. Insurance.com's form requires a little more time to fill out than some of the others we encountered, but the extra information creates a more accurate quote. Unfortunately, if you have questions, the customer service proved impossible to reach by email, which really takes away from the overall ranking of this service.
Official Site : http://www.insurance.com/

4. 2INSURE 4LESS

2Insure4Less.com gives you several different types of insurance to choose from including: auto, homeowners, renters, life, health, long-term care, disability, cancer, annuity, burial and travel insurance.

Although 2Insure4Less.com offers several different types of insurance quotes, there are still many other types of insurance policies that are not included such as boat, ATV, condominium, flood, universal life, variable life, liability, workers compensation and many more.

Ease of Use:
This site is easy to navigate and understand. You also can feel good about putting information into the online form since 2Insure4Less.com protects your data with a VeriSign SSL certificate; since all information going to and from the site is encrypted, you know your communication is secure.

In addition, 2Insure4Less.com offers consumers a strong privacy policy. A section of 2Insure4Less.com's privacy policy states, “We do not sell or share any of your personal information with any individuals or companies except (1) as authorized by you, (2) to our network of participating insurance agents and affiliates, and (3) as required by law enforcement or a court of law.”

Quotes Supplied:
2Insure4Less.com only requires you to fill out one easy-to-use, intuitive form, and you can expect to get several quotes. 2Insure4Less.com is affiliated with a huge network of participating insurance agents across the United States, so you will get a healthy response to any request you make.

Once you have completed the online form, 2Insure4Less.com's computer system instantly refers your profile to insurance agents in your area, each of them representing various insurance companies and programs. The information you have provided will be used to prepare quotes with the best rates. Free online quotes for the type of insurance you are seeking will pop up in less than a minute.

Help & Support Options:
You should have no problems getting in touch with 2Insure4Less.com. It offers several contact methods for help and support including telephone support, a fax number and a mailing address. There is an email form that you can send to them. This company’s FAQs section and consumer blog are also helpful tools.

Summary:
2Insure4Less.com requires you to fill out one simple information form, which takes little time to complete, and then the service refers your information to several competing insurance agents in your area. The process is easily to manage and the service is free, so why not try shopping around with 2Insure4Less.com?
Official Site : http://www.2insure4less.com

5. ALLSTATE ONLINE

Allstate provides insurance for almost anything, including auto, home, life, and business. However, getting free ballpark quotes online is only available for a limited number of specific categories, including auto, motorcycle, boat and personal watercraft, homeowners, condominium, renters, and basic life insurance. For more specialized quotes, you will need to contact an agent directly.

Ease of Use:
Navigating through the process and actually obtaining a quote on Allstate.com is both straightforward and easy. The website is set up to take you through each step of the process, and there's plenty of additional help if needed. For example, to get car insurance quotes, you choose your location and then select which drivers will need to be insured. Then you specify the vehicles you want insure by using drop-down menus to select model, make and year. After clarifying a few things like whether you lease or own, you are presented with several coverage plans and options.

Quotes Supplied:
Allstate presents users with a variety of ballpark estimates within several categories and packages. The quotes are, of course, only from Allstate agents. Users also can choose a location and find a list of the closest Allstate insurance agents complete with contact information and integrated maps.

Help & Support Options:
The quote process is intuitive and should not pose a challenge to users. However, helpful tips and assistance are available if you run into difficulties and need help. In addition, there is plenty of support available on Allstate’s website. You can easily find an agent to talk to in your general geographic area. The company provides a phone number you can call or you can fill in a simple form with your number and someone representing Allstate will call you.

Summary:
Allstate is a trusted name in insurance and has a simple but professional service so you can get ballpark estimates on all kinds of insurance, from car insurance quotes to estimates on such things as business insurance, motor homes and snowmobiles.

Unfortunately, you will be presented only with Allstate options, and while the ballpark estimates are nice, they are not actual quotes. Furthermore, the online quote process allows you only to get estimates in a limited number of categories. However, Allstate does offer quotes on other categories over the phone if you speak to an agent.
Official site : http://www.allstateonline.com

6. US INSURANCE ONLINE

USInsuranceOnline.com makes shopping for insurance a smooth and simple process. Just fill out the firm’s short request form, and within minutes you will receive several insurance quote comparisons from top-rated companies. It is free! What do you have to lose?

USInsuranceOnline.com offers quotes on several different types of insurance policies, ranging from car insurance quotes to quotes on much less common coverage such as life insurance for children and even babies.

USInsuranceOnline.com provides an online email form for you to contact them with any questions and concerns that you may have. They do not offer telephone support. However, the service’s website does provide a FAQs section, a blog filled with information about insurance-related matters, and a feature titled “Insurance Corner” that contains up-to-date news about all kinds of insurance topics.

Summary:
This site, unfortunately, does not relate how many quotes to expect and in general does not offer as much insurance information as we would have liked. Still, USInsuranceOnline.com provides a simple-to-navigate site with a request form that's easy to submit – and you do get results.
Official site : http://www.usinsuranceonline.com/

7. 4 FREE QUOTES

4freequotes.com will make certain that you get insurance quotes quickly and easily. However, with this service, you must personally fill out one or more insurance quote request forms to different insurance companies to get any information. That means a bit more electronic paperwork on your part.

Nonetheless, if you do not mind the extra effort, you'll be very happy with the results that zip back quickly.

4freequotes.com gives you the opportunity to receive quotes from many companies, including: Progressive Insurance, Unitrin Direct, GMAC, esurance, The Hartford, Tri-State Consumer, Amica Mutual, eHealthInsurance Inc., Answer Financial and Illinois Mutual.

You may receive a quote from each company, at your request, if they are available in your area. If one of these options is not available through 4freequotes, they will provide access to links where you may find local providers. No matter what happens, you can get information through this service, whether you are looking for car insurance quotes, homeowner’s insurance quotes, health insurance quotes or information on long-term care.

4freequotes.com offers email for contacting the service with any concerns or issues you may have. It also offer a FAQs section, provides information about how to save money on insurance costs and presents a number of other informative and useful tools such as an interest savings calculator to see how much interest you might save if you refinanced your mortgage.

Summary:
4freequotes.com offers several choices for gathering insurance quotes, allowing you to receive quotes from an agency in your area or linking you directly to an insurance company. An advantage to going directly to the insurance company is that you may find more types of policies. 4freequotes.com offers this as free service, so you have nothing to lose but a few minutes of your time.
Official site : http://www.4freequotes.com

8. ESURANCE

If you are looking for a fairly wide range of insurance quotes, you might try checking out esurance. This insurance agency began selling auto insurance online in 1999, and it has expanded the types of insurance it offers and also as increased its sales area to 30 states. Today, it not only offers insurance of its own but also provides a healthy number of online insurance quotes from companies with which it has forged business partnerships.

This service provides such traditional things as car insurance quotes, and it also provides quotes for a variety of somewhat unusual insurance packages: pets, collector cars, manufactured homes, snowmobiles, boats, personal watercraft, ATVs and travel trailers.

You can get international car insurance quotes, as well as information about insurance packages for motorcycle, homeowner, condominium, renter, life and health insurance needs. Along with that, esurance offers quotes for small businesses, short-term health insurance, Medicare, dental and travel health insurance.

When it comes to health insurance, esurance collaborates with eHealthInsuarnce, a licensed insurance agency, to compare more than 10,000 plans from 180 companies. Our request for basic health insurance information produced quotes for 74 plans from four companies that serve our geographic area. These quotes included information about plan details, deductibles, coinsurance payments, office visit costs, finding a doctor and the monthly premium cost.

The esurance privacy policy states that information you enter is encrypted, so unauthorized people will not see it.

Contacting esurance is easy. The service offers toll-free phone numbers for auto insurance and making claims, including a phone line available 24 hours a day, seven days a week, which has well-informed and helpful representatives answering your calls. Policyholders also can log in to view their claim status and contact a claims representative. You also can send letters through the U.S. Postal Service, send a fax or email esurance for information or assistance.

Summary:
You will not get every type of insurance plan on the market with esurance, but you will get a healthy number of quotes to get you on your way to reasonably priced and good insurance plans. This service also offers excellent customer support.
Official site : http://www.esurance.com

9. INSWEB

With InsWeb, you can get car insurance quotes, information about homeowner’s insurance, and data about insuring such things as motorcycles and recreational vehicles. InsWeb also can help you with quotes for health, condominium, term life, travel and renters insurance coverage. InsWeb can also help you find useful business insurance quotes for things like cars and trucks used for commercial purposes, as well as quotes for workers compensation and liability insurance.

InsWeb collaborates with 21st Century, Allstate, American Family, Amica, Cotton States, Country Financial, Electric Insurance, Farmers, The Hartford, AARP Auto Insurance Program (from The Hartford), IFA Insurance, Liberty Mutual, MetLife Auto & Home, Nationwide, Progressive, Response Insurance, Travelers, Tri-State Consumer Insurance Company and iMingle.

InsWeb extends a considerable amount of customer contact information on their website, including email support, phone and fax numbers, and the mailing addresses for two different offices. The service’s website also has a FAQs section and a learning center with articles on everything from ways to save on car insurance quotes to debunking five myths about renters insurance.

Summary:
Whether you are seeking car insurance quotes, want to insure a motorcycle or have questions about workers' compensation insurance needs in your business, InsWeb is a vital link that will connect you with reliable insurance providers. InsWeb does not cover quotes for every possible type of insurance, but it does offer a solid service that gives you fast, free and confidential insurance quotes.
Official site : http://www.insweb.com/

10. THE INSURANCE PLACE

The Insurance Place seems to focus heavily on health related insurance plans, although the service does offer assistance in obtaining quotes for several other types of insurance.

The Insurance Place offers quotes on coverage options for homeowners, term life, individual and family health, group health, long-term care, dental, Medicare supplement and child-only insurance. Additionally, you can get car insurance quotes, information about life insurance plans that do not require a medical exam and data about cosmetic dental coverage.

We chose one and filled out even more forms, and that yielded 74 plans with a variety of health insurance providers. The information we ultimately received gave us details about types of plans, deductibles, coinsurance, copay costs and monthly fees. The plans offered a number of choices in terms of care, and the monthly costs ranged from affordable to costly. Although there was plenty of electronic paperwork involved, we ended up with a considerable amount of information.

The Insurance Place has a Contact Us page. There is help or support available in the form of an email form that you fill in with any questions you might have. You can choose to have The Insurance Place reply by email or by phone. There also is a short FAQs section. You also get tips for saving on some types of insurance – for example, maintaining a good driving record and a good credit history can impact your car insurance premiums.

Summary:
You can get free, no-obligation insurance quotes and get them quickly with The Insurance Place. The service does not cover every type of insurance on the market, but does offer a significant number of insurance quotes will be useful in your search for the right insurance for you.
Official site : http://www.the-insurance-place.com/

That's all today, don't forget to also read Top 10 Best Car Insurance Reviews

Referency : http://insurance-quote-review.toptenreviews.com/